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Special Circumstances

Students whose families experience a change in financial circumstances are eligible for a review of those changed circumstances. Special circumstances include, but are not limited to:

  • Loss of job or reduction in income
  • Loss or reduction of some type of untaxed income or benefit
  • Low parent income and student support of household expenses
  • Separation, divorce or death of one of the student's parents or student's spouse
  • Reduction in student income due to lack of a summer job
  • Student leaving a full-time job to attend UMD
  • Other unusual expenses or one-time sources of income
  • Addition of parent to the number in college (granted only if related to job / employment, retraining, career advancement / promotion)


Students who wish to have their special circumstances reviewed, should submit a detailed letter describing the circumstance. You may be asked to submit additional documentation including copies of the most recent IRS tax transcript, W-2, and pay stubs to the Financial Aid Office.

Appeal Deadline: Submit your appeal and required documentation as soon as possible for maximum consideration. Appeals received after December 31, 2014 will not be considered.

A financial aid counselor will review the information contained in the letter and accompanying documentation and determine if an adjustment is warranted.