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New Employee Resources

Choosing A Retirement Plan  

This information is intended to help employees understand both plans’ features; bolstering their ability to make a good choice.  This is an important decision, for once you make your choice, it cannot be changed.

The State Employees’ Retirement System (SERS) is mandatory for all employees except faculty and senior level administrators. It is a defined benefit plan. A defined benefit plan provides predictable and guaranteed retirement income. Your employer is responsible for ensuring that adequate funds are available to pay the benefit that is promised to you at retirement.  Click here for the Benefit Guide for the Massachusetts State Employees’ Retirement System.

TheOptional Retirement Program (ORP) is a flexible and portable retirement plan for faculty and senior administrators at the Commonwealth’s public institutions of higher education.  It is a defined contribution plan. A defined contribution plan provides retirement income that, for the most part, is based on your personal account balance at the time of retirement. This income can be either fixed or variable. You are responsible for selecting investments for your account that are made available by your Provider. Plan contributions and the account’s investment growth are tax-deferred.

Current Member Resources

*Are applicable for State Employee's Retirement System Members only.

Contact the Benefits Administrator at X8083 (508-999-8083) for assistance with retirement questions.