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Health insurance for J-1 scholars

U. S. Department of State Requirements for Health Insurance through May 14, 2015

All J-1 visa holders and their dependents (J-2 visa holders) must have health insurance that meets the U.S. Department of State minimum requirements.  Highlights of these requirements, under the Code of Federal Regulations (22 CFR 62.14) are:

  • Medical benefits of at least $50,000 per accident or illness
  • Repatriation of remains in the amount of $7,500* (see note below)
  • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000* (see note below)
  • A deductible not to exceed $500 per accident or illness.

 All J-1 visa holders must complete the J-1 Health Insurance Compliance Form , sign, and return it to the ISSC.

Please Note:  Effective May 15, 2015, the U. S. Department of State will increase their minimum requirements.  This website will be updated at that time.

Effective July 1, 2014, new health coverage information for scholars is being developed.  More details will follow.  In the meantime, please visit the links to the right for information on other available plans.


J Visa Category

Must Meet Department        Of State Requirements

Must Meet Massachusetts Requirements for Student Health Insurance

Health Insurance

J-1 Scholars, Researchers, and Interns



Medical Evacuation and Repatriation under AIG*

J-2 dependents

Must fulfill the same requirements of the family member holding a J-1 visa


*The University of Massachusetts campuses offer J-1 scholars and their J-2 dependents free-of-charge coverage of Medical Evacuation and Repatriation that meets the U. S Department of State requirements.  This coverage will be reviewed with you when you arrive on campus and check in at the International Student & Scholar Center.


The links to the right offer some health insurance choices while we are developing our University of Massachusetts options. UMassDartmouth is not responsible for these plans.  Most of these plans do NOT cover prior health problems (pre-existing conditions). Most of them are for travel/ accident insurance and offer minimal coverage and sometimes large deductibles.


  • Your health insurance coverage must meet U.S. State Department requirements for the J visa and must be in effect before you leave your home country.
  • If your insurance policy is based in your home country, some U.S. medical providers may require you to make full payment for services rendered and then seek reimbursement from your insurance.  In this case you will be responsible for filing the paperwork directly with your insurer.


Updated 11/04/2014