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Billing Information

Information about your bill

Your student account includes charges, such as tuition and fees, on-campus housing (excluding Balsam and Spruce charges), and dining plans, as well as credits, such as scholarships, loans, and family payments. It is your responsibility to review and monitor your account for any updates, charges, balances, or important notifications. UMassD will send you reminder emails to your University email account advising you to review your account balance and submit payment for any outstanding amount due. Payment is due once charges are assessed to your account. If you require a printed invoice, you may print an on-demand statement at any time through your COIN account. 

Authorized Users (parents, guardians, or other trusted third parties) must be designated by the student before anyone other than the student can have access to view and pay the statement. Due to FERPA privacy laws, UMassD can only discuss your account with individuals you designated on the FERPA Authorization Form.

When tuition and fees are assessed

Most term charges, such as tuition, college fees, mandatory fees, student health insurance, and, if appropriate, room and board charges, are posted according to the timeline below. 

Term 

Assessment of Term Charges

Fall 

July 

Winter 

January 

Spring 

January 

Summer 

April 

If you are receiving financial aid that includes scholarships, grants, and student loans, please be advised to check your financial aid award letter to see how the funds will be distributed throughout the academic year. Aid generally disburses evenly between all terms in an academic year. The academic year is two semesters, fall and spring.

Failure to remit payment can result in the assessment of a late fee and a hold that prevents future registration, the loss of University services, and the ability to obtain an official transcript. Payments are due after charges are assessed, unless other arrangements are made, such as the UMassD Monthly Payment Plan. Payments can be made securely through COIN for Students and by Authorized Users.

For more detailed information, see the instructions below.

Additional Information

Share information with your parent(s) or a trusted third party. Designate the individual(s) you want to have access to your student account as official Authorized Users. Also, complete the FERPA Authorization form so that our office and other offices on campus can speak to those you have designated and share specific account balance information.  

Familiarize yourself with COIN for Student. Check your UMassD email account regularly for information about your balance and log in to COIN for Student to review your student account balance and make a payment. Learn more: Understanding your bill

Review financial aid requirements. If you anticipate financial aid (grants, scholarships, loans, etc.) to cover all or part of your balance, please be sure to confirm that all financial aid requirements have been met by checking your To Do items in COIN. If you are borrowing loan(s), be sure to complete all loan requirements.

Review health insurance information and complete any necessary waivers by the due date. If you do not need the health insurance plan because you have appropriate private coverage, you must submit a waiver by the posted deadline. Be sure to waive the insurance if your intention is NOT to have any coverage from the UMassD health insurance plan. Students with appropriate coverage who do not waive coverage by the waiver date, will be charged for insurance.

Submit your payment. Pay your balance online in COIN or consider signing up for the UMassD Monthly Payment Plan. Payments processed through COIN include e-check, credit card and international payment transfer. 

Sign up for direct deposit in COIN.  If your student account is overpaid (i.e., you borrowed a loan to help with living expenses), you may be eligible to receive a refund. Credit balance refunds are processed via direct deposit into your checking or savings account. Learn more: Student refunds

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