What is a 1098-T tax form?
The 1098-T form is used by eligible educational institutions, including UMass Dartmouth, to report information about its students to the IRS as required by the Taxpayer Relief Act of 1997.
The form is UMass Dartmouth’s report to you of the amount of tuition and related expenses that have been paid during the calendar year as well as any scholarships or grants that have been credited to your account during that year.
- Student name
- Social security number OR tax identification number
- Enrollment status
- Academic status
- Amounts paid for qualified tuition and related expenses (QTRE)
- Scholarship or grant amounts; and
- Adjustments to prior year’s qualified tuition and/or adjustments to prior year scholarships (only as applicable)
The dollar amounts reported on your Form 1098-T may assist you, or your parents, in completing IRS Form 8863: the form used for calculating the education tax credits that a taxpayer may claim as part of your tax return. You can find detailed information about claiming education tax credits in IRS Publication 970, page 9.
How do I provide my SSN or ITIN?
To provide your SSN or ITIN you must complete and return the UMass Dartmouth Revised W-9S to the address provided on the W-9S form. Do not email the form. Email is not a secure way to transmit personal information.
UMass Dartmouth issues Form 1098-T only to students whose scholarships and grants do not exceed qualified tuition and related expenses for the calendar year. Copies of Form 1098-T are also filed with the Internal Revenue Service (IRS).
Consistent with IRS regulations, UMass Dartmouth does not issue Form 1098-T to:
- students whose QTRE is 100% covered by scholarships and grants
- students for whom we have no address on file
The Bursar’s Office sends 1098-T forms out to students by January 31st of each year.
All students who meet the eligibility criteria listed above will find the form on COIN no later than January 31st. Navigate to COIN/Student Financial Center/Tax Info. Students can review information and print forms. Forms are only available for three tax years.
All students who meet the eligibility criteria listed above will have a paper copy of the 1098-T forms mailed on or before January 31st. The 1098-T form is mailed to the student at the Permanent Home Address listed in COIN.
Students can print an Account Summary directly in COIN. Navigate to COIN/Student Financial Center/Account Summary/Account Activity. A link to print a term summary is found on the Account Activity tab.
To obtain a copy of your 1098-T form, contact the University Enrollment Center.
QTRE includes tuition and related fees, which may include college fees, lab fees, practicum fees, transcript fees, student activity fees, and technology fees. Housing expenses, meals, books, supplies, health insurance fees, and waivable fees not related to course enrollment are not reported on Form 1098-T.
Official IRS Guidelines:
Education Tax Credits (overview information for students):
Emergency financial aid grants will not be reported on the 1098-T. Please keep in mind that these funds were direct grants from Congress to students with UMass acting as a conduit of the funds to pass through to the student. The IRS has clearly stated that the HEERF funds cannot be used to apply for tax credits or be used as a deduction.
Students can contact the Bursar’s Office with any questions about the content of the 1098-T or to request a 1098-T be provided.
Students are reminded that we cannot share account information with a parent, spouse, or other trusted third-party unless the student has completed a FERPA Authorization. More information is found online at the Bursar's Office. Students also have the option of making a parent, spouse, or trusted-third party an Authorized User. Authorized Users can log into COIN.
Box 6 shows an amount of scholarships or grants reported on a 1098-T in a prior year that were subsequently adjusted or reduced in the current tax year. In most cases, Box 6 adjustments are the consequence of departments or the Financial Aid Office changing the source of aid from one internal account to another. When departments make this change, it creates a deficit from a prior year (Box 6) and this amount is then included in Box 5 along with the current year’s aid.
If you have Box 6 adjustments, you can request an itemized breakdown for further assistance and explanation. You may want to speak with a tax consultant to understand how to include box 6 into your calculations.
- Form 1098-T
- Form 8863, Education Credits (American Opportunity and Lifetime Learning Credits)
- IRS Publication 970, Tax Benefits for Education
- Higher Education Emergency Relief Fund and Emergency Financial Aid Grants under the CARES ACT funds
Note: UMass Dartmouth cannot provide personal tax advice. For specific individual income tax advice, please consult a tax preparer.
Disclaimer: The items presented here are for general information only and do not constitute tax advice. The University does not endorse nor independently confirm the information presented in any other website referred to in this document. The University encourages users of this page to seek qualified tax counsel when appropriate.