1098-T tax information
What is a 1098-T tax form?
The 1098-T form is used by eligible educational institutions, including UMass Dartmouth, to report information about its students to the IRS as required by the Taxpayer Relief Act of 1997.
The form is UMass Dartmouth’s report to you of the amount of tuition and related expenses that have been paid during the calendar year as well as any scholarships or grants that have been credited to your account during that year.
- Student name
- Social security number OR tax identification number
- Enrollment status
- Academic status
- Amounts paid for qualified tuition and related expenses (QTRE)
- Scholarship or grant amounts; and
- Adjustments to prior year’s qualified tuition and/or adjustments to prior year scholarships (only as applicable)
Frequently asked questions
The dollar amounts reported on your Form 1098-T may assist you, or your parents, in completing IRS Form 8863: the form used for calculating the education tax credits that a taxpayer may claim as part of your tax return. You can find detailed information about claiming education tax credits in IRS Publication 970, page 9.
How do I provide my SSN or ITIN?
To provide your SSN or ITIN you must complete and return the UMass Dartmouth Revised W-9S (PDF) to the address provided on the W-9S form. Do not email the form. Email is not a secure way to transmit personal information.
UMass Dartmouth issues Form 1098-T only to students whose scholarships and grants do not exceed qualified tuition and related expenses for the calendar year. Copies of Form 1098-T are also filed with the Internal Revenue Service (IRS).
Consistent with IRS regulations, UMass Dartmouth does not issue Form 1098-T to:
- students whose QTRE is 100% covered by scholarships and grants
- students for whom we have no address on file
The Bursar’s Office sends 1098-T forms out to students by January 31st of each year.
All students who meet the eligibility criteria listed above will find the form on COIN no later than January 31st. Navigate to COIN/Student Financial Center/Tax Info. Students can review information and print forms. Forms are only available for three tax years.
All students who meet the eligibility criteria listed above will have a paper copy of the 1098-T forms mailed on or before January 31st. The 1098-T form is mailed to the student at the Permanent Home Address listed in COIN.
eConsent is available for students who would like to receive their 1098-T form electronically.
- Log into COIN
- In the Student Center, select Finance and Financial Aid or Finance Center link
- From the Finance and Financial Aid section, select Student Financial Center
- Clicking into the Student Financial Center – the link “Sign up for 1098T eConsent” is displayed under Tax Info.
Benefits of enrolling in eConsent for your 1098-T
- Your 1098-T can be accessed earlier, faster and from anywhere you are.
- It can be viewed, printed or saved at your convenience.
- Eliminates the chance that the 1098-T form will get lost in the mail, misdirected, delayed during delivery, or misplaced once delivered.
Help UMass Go Green!
For more information view the following job aids
For assistance accessing your student account via COIN please contact the IT Service Center.
Electronic Consent (eConsent)
- By consenting to receive the 1098-T Form (IRS Tuition Statement) electronically, you will not receive a paper copy of the 1098-T from.
- If you have consented to receive the 1098-T Form electronically, you will continue to receive future 1098-T forms electronically until consent is withdrawn.
- You will be notified via your student UMass Dartmouth (UMassD) email account when your 1098-T Form is available. The subject line of the email will state “IMPORTANT TAX RETURN DOCUMENT AVAILABLE.”
- Access to your electronic 1098-T Form will be available even when no longer actively enrolled at the University of Massachusetts Dartmouth.
- A notification will be sent if furnishing the 1098-T Form in an electronic mode is no longer feasible.
- Addresses in the Student Center must remain current even if a form will not be mailed to you.
- A correct Social Security Number (SSN) or Individual Taxpayer Identification (ITIN) must be provided to the University by completing a W9S Form as required by the IRS.
Withdrawal of consent
- Consent may be withdrawn by submitting an inquiry at the Student Service Center.
- Withdrawal of consent will take effect within 30 days of receipt of your request by the University of Massachusetts Dartmouth Student Service Center.
- You will receive an email confirmation of receipt of your withdrawal request with the effective date of withdrawal noted.
- A withdrawal of consent does not apply to a statement that was furnished electronically before the date on which the withdrawal takes effect.
- Verify and update if necessary, your contact information in COIN.
Paper 1098-T Form
- If a student does not consent to the electronic option, a paper copy of the 1098-T Form will be mailed to the student’s permanent address on file in COIN as of December 31. 1098-T Forms will be postmarked by January 31.
- Verify and update if necessary, your contact information in COIN no later than December 31.
Students can print an Account Summary directly in COIN. Navigate to COIN/Student Financial Center/Account Summary/Account Activity. A link to print a term summary is found on the Account Activity tab.
To obtain a copy of your 1098-T form, contact the Student Service Center.
QTRE includes tuition and related fees, which may include college fees, lab fees, practicum fees, transcript fees, student activity fees, and technology fees. Housing expenses, meals, books, supplies, health insurance fees, and waivable fees not related to course enrollment are not reported on Form 1098-T.
Official IRS Guidelines
Education Tax Credits (overview information for students)
Emergency financial aid grants will not be reported on the 1098-T. Please keep in mind that these funds were direct grants from Congress to students with UMass acting as a conduit of the funds to pass through to the student. The IRS has clearly stated that the HEERF funds cannot be used to apply for tax credits or be used as a deduction.
Students can contact the Bursar’s Office with any questions about the content of the 1098-T or to request a 1098-T be provided.
Students are reminded that we cannot share account information with a parent, spouse, or other trusted third-party unless the student has completed a FERPA Authorization. More information is found online at the Bursar's Office. Students also have the option of making a parent, spouse, or trusted-third party an Authorized User. Authorized Users can log into COIN.
Box 6 shows an amount of scholarships or grants reported on a 1098-T in a prior year that were subsequently adjusted or reduced in the current tax year. In most cases, Box 6 adjustments are the consequence of departments or the Financial Aid Office changing the source of aid from one internal account to another. When departments make this change, it creates a deficit from a prior year (Box 6) and this amount is then included in Box 5 along with the current year’s aid.
If you have Box 6 adjustments, you can request an itemized breakdown for further assistance and explanation. You may want to speak with a tax consultant to understand how to include box 6 into your calculations.
- Form 1098-T
- Form 8863, Education Credits (American Opportunity and Lifetime Learning Credits)
- IRS Publication 970, Tax Benefits for Education
- IRS.gov - Am I Eligible to Claim an Education Credit?
- IRS.gov - Education Credits--AOTC and LLC
- IRS.gov - Education Credits: Questions and Answers
- Higher Education Emergency Relief Fund and Emergency Financial Aid Grants under the CARES ACT funds
Note: UMass Dartmouth cannot provide personal tax advice. For specific individual income tax advice, please consult a tax preparer.
Disclaimer: The items presented here are for general information only and do not constitute tax advice. The University does not endorse nor independently confirm the information presented in any other website referred to in this document. The University encourages users of this page to seek qualified tax counsel when appropriate.